Salary packaging is an ATO approved method of maximising the impact of your pre-tax salary. Top End Regional Finance provides a complete salary packaging service that allows you to potentially save thousands of dollars a year. But how does it work? 

Essentially, salary packaging is just an agreement between an employer and employee. Within the agreement, certain benefits are outlined and paid for before income tax is removed. As a result, your cash income is lower, which in turn reduces your tax threshold—saving you money in the long term. 

Our team will ensure all aspects of your salary package agreement are above board and ready to go. While this process can seem complicated in the beginning, the benefits are far reaching and worth pursuing! 

Get in touch with our finance team in Darwin.

Salary sacrifice isn’t something that’s offered by every business. Typically, employers like not-for-profits, public hospitals, religious organisations and private schools provide salary sacrifice opportunities, but other businesses are also eligible. 

Through salary packaging, you can offset a range of expenses, including additional superannuation, aged care costs, car parking, childcare, clothing and so much more. Whether you need utility bills and groceries covered, or health insurance premiums paid for—there’s a huge range of industry-specific benefits available for customers across Darwin. 

Top End Regional Finance can help you work out if you’re eligible and set the terms between yourself and your employer. Covering all aspects, including capped benefits, uncapped benefits, concessionally taxed benefits and FBT (fringe benefits tax), Top End Regional Finance will give you all the information you need. 

Book an appointment for salary sacrifice in Darwin today.

Uncapped Benefits

Some examples of uncapped benefits include work related self-education, work expenses, professional memberships and in-house childcare. This can not only save you a lot of money but can also provide a huge convenience to your day-to-day work life, as well as setting you up for future growth in your chosen profession. 

Many people are unaware of the associated benefits surrounding salary packaging and our team is here to show you what’s possible! Book an appointment to speak with Haydon Chapman and the brokers at Top End Regional Finance today. We provide the tools needed to save money, set goals and see your hard work come to fruition! 

Looking to apply for a personal or business loan in Darwin? That’s our specialty! Top End Regional Finance can assist in the application of loans for a wide range of needs. Providing honest feedback and in-depth analysis of your finances, our team can help you get approval for loans while mapping your repayment plan based on your lifestyle. 

Car financing, cash flow forecasting, fixed and variable interest rates—we understand how complex these terms can be to a layman. That’s why our friendly team is here to not only provide the service you need, but also explain it so you can navigate these processes confidently. 

Book an appointment now.